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What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially dangerous, it’s also expensive. On average, most water backup claims cost $5,000-$10,000 to repair.

Water...

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How to Update your Home — Without Spending Thousands

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference — and whether you’re handy or not, you can handle most of them yourself.

Don’t believe it? Just...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an accident. And after an accident is not the time to...

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Summer Driving Tips

Summer’s here. The sun has come out of hiding, and people have, too.

As crowds swell at the beaches, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and about, whether on foot, bike, or skateboard, or by car, motorcycle, or...

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear.

A fire in a modern home is a “perfect storm,” according to safety consulting and certification company UL (Underwriters Laboratories).

Larger homes, more open layouts, new construction materials and other...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like:

  • Shift into drive while the car is still rolling backward.
  • Ride the brakes on steep hills.
  • Roll into the gas station on empty.

Guilty? If so, you may not have even realized you were...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry.

Spring rainstorms are a fact of life in many areas of the country, and they help keep things green,...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S. Department of Agriculture.

And, these collisions spike in the fall and winter, thanks to...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too.

But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not. And...

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5 Ways to Keep Your Insurance Costs Down

5 Ways to Keep Your Insurance Costs Down

Do you cringe at the idea of wasting money? Aside from the obvious budgeting moves — like canceling an unused gym membership or cutting back on your online shopping — could there be other ways to make sure every dollar is...

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